Every day, thousands of businesses make lending decisions based on an individual's credit history. Request a copy of your credit file today to ensure your information is accurate and up-to-date.

If you are unaware of the information that is contained on your credit file then we can assist you today

My Credit File - Online Express is suitable for those people who need their credit file in a hurry, and who feel secure in providing their personal details online.

For $29.95 including GST, you will receive a copy of your credit file within one working day via email, fax or mail.

To order a copy of your credit file today, simply click on the link below.

Want to track changes to your credit file

Veda Advantage also offers My Veda Alert to help you monitor and keep track of any changes to your credit file on an ongoing basis. With the increase of ID theft, it is vital you protect your most important asset - your credit identity. By staying alert to any changes to your credit file, you can:

• Detect any changes as they occur
• Track whether your identity has been stolen
  and is being used fraudulently
• Efficiently manage and maintain a health
  credit file

Want your credit file but have time to spare?

If you have a little more time to spare, then choose our free service My Credit File Standard, and a copy of your credit file will be dispatched to you within ten working days free of charge. Obtaining a copy of your credit file will assist you in managing your personal information and also help you to better assess your own credit worthiness.

Please note that you may only request a copy of your own credit file. For security purposes, prior to receiving your credit file you will be asked to verify your identity. You can obtain more detailed information regarding the access and use of personal information on our Privacy section.

As a leading provider of credit related information in Australia and New Zealand, Veda Advantage is committed to protecting your personal information.

To obtain your credit file via mail or fax, you will need to provide us with the following:

• Your full name
• Your date of birth
• Your driver's licence number
• Two forms of identification including
• a copy of your driver's licence, passport, birth certificate or Proof of Age card, as well as
• a document issued by an official body which includes your name and address (i.e. rates notice, utility bill or bank statement).
• Your current residential address
• Your previous addresses
• Your current employer or a previous employer
• Name of the organisation to which you last applied for credit
• A daytime telephone number
• Your signature
• How you would like your file sent to you, via post, fax or email

Please note, if the information you have provided does not sufficiently meet our security requirements, you may be contacted by Veda Advantage and asked to provide documentation to verify your identity. This may affect the timeframe in which you receive your file.

Send your request to Veda Advantage Public Access via:

Mail: PO Box 964 North Sydney NSW 2059

Fax: (02) 9278 7333

This free service is for personal records only.

For further assistance, our Customer Service Centre can be contacted via:

Phone (free call): 1300 762 207

Email: assist.au@vedaadvantage.com

Contained in your credit file is information about you and your credit history including:

• personal details such as name, residential addresses, date of birth, drivers licence number and current or previous employer
• credit applications and enquiries you have made during the past five years
• records of some current credit accounts
• overdue accounts (defaults) which may have been listed against your name
• public record information including
• Bankruptcy Act information
• court judgements and writ & summons
• directorships and proprietorships.

If you have any further enquiries, please refer to the FAQs or contact our Customer Service Centre on 1300 762 207.