Personal Products

Australia's number one consumer credit information provider, Veda, can provide you information to help you carefully manage your credit reputation. Veda can also help reduce the risk of identification theft through the Veda Alerts monitoring service.

Identity theft is a serious crime and one of the most common forms of credit fraud. If you suspect you may be the victim of identity theft a good first step to take is to purchase the Veda Alert Service to obtain a copy of your credit file within one working day for closer inspection, as well as provide you with email alerts each time specific information is changed or added to your credit file allowing you to keep track of anything out of the ordinary.

 

Personal products

What's in each Product?My Veda AlertMy Credit File Express
 

$79.95

$69.95

Personal Credit File despatched within one business day

Yes

Yes

Email alerts to changes on Credit file for 12 months

Yes

No

 

$79.95

BUY NOW More infoRenew here

$69.95

BUY NOW More info

Any credit account information (Consumer Credit Liability Information and Repayment Information) we may collect from credit providers as of March 2014 will not be available in your report until updates to our system are made over the coming months.

Order My Veda Alert and start enjoying the benefits of email alerts whenever specific changes occur on your credit file.

For less than $1.55 a week, you can better manage one of your most important assets.

There are certain circumstances under which you can get a copy of your credit report for free.

- If you have been declined on a credit application you have the right to access your credit report free during the 90 days following the date you were declined

- If your request relates to checking information has been corrected on your credit report

- Once every 12 months

If you request a free copy of your credit report because you have been declined for credit, you might be asked to supply a copy of this decline notice with your application. .

 

Important legal and compliance notice

Veda has been recently alerted to potential fraudulent activity where customers have been asked to send identity information to a specific fax number or they will be defaulted.

 

This is not normal Veda practice. Veda will only ever request that individuals to provide us with a copy of their identification if they have requested a product or service from us. Veda will only ever request this information in writing, expressly and never by a recorded telephone message.

 

The Veda Group operates a consumer credit bureau and as such holds consumer credit information. Veda does not list defaults on individuals. Default information is provided by credit providers who remain accountable for the accuracy of that information.

 

Individuals can (for a fee) monitor their credit file to check for any fraudulent behaviour by signing up to My Veda Alert. My Veda Alert sends you an email when specific changes are made to your credit file. This service attracts a fee of $79.95 (GST included) for a 12 month subscription.