Credit Blog

Credit Blog

Find out more about credit and how you can improve your financial situation to get the things you want out of life

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Could a poor credit report make it harder to buy a home?

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A good credit report is important for everything from business funding to mortgage lending. Could a bad credit report stop you from buying your first home?

Are mobile wallets the future of Australian credit payments?

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Australians have taken to contactless payment systems but not to mobile phone payment systems. What are they, and how could they affect your credit file?

The future of Australian lending

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The face of lending in Australia is changing. Could your credit file now be the most important document to help you get a better deal?

3 credit card mistakes that might be adding to your bill

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Is your credit card debt racking up faster than expected? You could be the victim of one of these three common card-bearer mistakes.

3 things you need to look out for with your new loan

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The world of lending can be an intensely complicated place, which is why it's so important to know how to keep your credit file safe.

3 myths about your credit file

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There are many mysteries surrounding what affects your credit score. Take a look at these three commonly believed myths that could catch you out.

Understanding your credit file

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Your credit file is one of your greatest assets. Find out what is included on your credit report and some descriptions of key information.

3 budgeting pitfalls that no one avoids

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How is your 2016 budget going so far? Here are a few handy tips and tricks to avoid common pitfalls that nearly everyone encounters.

What goes into a personal credit report?

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Do you know what your credit report contains? Here we outline what is included in a personal credit report.

Creating a realistic budget: Part 1

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Want to kick start your budgeting journey, but don't know how? Come and take a look as we break down the process into simple steps.

Creating a realistic budget: Part 2

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In part two of our budget-planning series, we examine how to cut costs where possible and how to execute a plan of action.

How rearranging your debt could help you manage it

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Want to find a way to better manage your debt repayments? Why not try to refinance your loan or even consolidate all your debts.