Credit Blog

Credit Blog

Find out more about credit and how you can improve your financial situation to get the things you want out of life

Leave blank for all. Otherwise, the first selected term will be the default instead of "Any".

What did Australians spend last Christmas?

/ credit score credit repair

Do you know exactly how much money you spent at Christmas, and what it was on? Australians spent a lot on their credit cards, but should you?

Choosing a credit card deal that works for you

/ credit basics credit report personal finance

Thinking about applying for a credit card? It'll pay to choose the right deal for your needs and financial situation, not just the first one you come across.

Saving for your wedding with a bad credit report

/ credit report credit repair personal finance

Are you trying to save for a wedding but finding it tough due to bad debts hanging over your head? It'll pay to sort your finances before you set a date for the big day.

The unexpected factors that can affect your credit history

/ credit report credit score credit repair

Do you know what information can be included on a credit score? There's more on that report than you might have thought. Is it affecting you?

Setting (and sticking to) a budget tailored to your needs

/ credit basics credit repair personal finance

Have you struggled to create a budget that you can stick to before? It's not about restricting yourself, it's about knowing where your money is going.

Get rid of credit card debt with these 5 simple steps

/ credit basics credit report credit score

Finding out the balance of your credit cards can be crushing, but it's not the hard part. Paying it off can be made a lot easier with these tips, however.

Could a poor credit report make it harder to buy a home?

/ credit basics credit report credit repair

A good credit report is important for everything from business funding to mortgage lending. Could a bad credit report stop you from buying your first home?

Are mobile wallets the future of Australian credit payments?

/ credit basics credit report fraud & identity

Australians have taken to contactless payment systems but not to mobile phone payment systems. What are they, and how could they affect your credit file?

3 tips for paying off multiple credit card debts

/ credit score

Having multiple credit cards brings many benefits, but it also presents drawbacks. What happens if you start accumulating debts? Make sure you have a plan ready.

Are Australians getting smarter about credit?

/ personal finance

New research has indicated that Australians are paying off their credit cards faster than they are accruing in new transactions.

Are you in control of your money?

/ credit report credit score personal finance

The most recent wave of results from the ASIC financial behaviour tracker has some interesting revelations: Is Australia dealing with its financial situation?

Is an interest-only home loan right for you?

/ personal finance

An interest-only mortgage can have benefits for certain property buyers, but is it the right option for your circumstances? Let's take a closer look.

Pages