Credit Blog

Credit Blog

Find out more about credit and how you can improve your financial situation to get the things you want out of life

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Could a poor credit report make it harder to buy a home?

/ credit basics credit report credit repair

A good credit report is important for everything from business funding to mortgage lending. Could a bad credit report stop you from buying your first home?

Are mobile wallets the future of Australian credit payments?

/ credit basics credit report fraud & identity

Australians have taken to contactless payment systems but not to mobile phone payment systems. What are they, and how could they affect your credit file?

3 tips for paying off multiple credit card debts

/ credit score

Having multiple credit cards brings many benefits, but it also presents drawbacks. What happens if you start accumulating debts? Make sure you have a plan ready.

Are Australians getting smarter about credit?

/ personal finance

New research has indicated that Australians are paying off their credit cards faster than they are accruing in new transactions.

Are you in control of your money?

/ credit report credit score personal finance

The most recent wave of results from the ASIC financial behaviour tracker has some interesting revelations: Is Australia dealing with its financial situation?

Is an interest-only home loan right for you?

/ personal finance

An interest-only mortgage can have benefits for certain property buyers, but is it the right option for your circumstances? Let's take a closer look.

What should I do if my credit card is stolen overseas?

/ fraud & identity

While traveling you may be at a greater risk of being a victim of credit card fraud than normal. Here's a quick guide on what to do if something does go wrong. 

How much of a difference does a higher credit card interest rate really make?

Are you looking at taking on a new credit card? Make sure you know exactly what you are getting yourself in for with a higher interest rate.

The future of Australian lending

/ credit basics credit report credit score personal finance

The face of lending in Australia is changing. Could your credit file now be the most important document to help you get a better deal?

Is using a credit repair company really worth it?

/ credit report credit repair

Are you thinking of taking on the services of a credit repair company?Ensure you know what free methods are available to you before paying their expensive fees.

3 ways to keep a handle on your home loan

Looking to take on your first loan or just want to better manage your current one? Here are three potential ways to take care of your mortgage from the start.

3 credit card mistakes that might be adding to your bill

/ credit basics credit repair

Is your credit card debt racking up faster than expected? You could be the victim of one of these three common card-bearer mistakes.

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