Monthly repayments on credit accounts like personal loans, mortgages and your credit card minimum balance can all be recorded on your credit file.
Yes. You can contact Equifax to obtain a copy of your free credit file where:
Your credit report contains information about your history with credit. There are different sections to your credit report:
This includes information like your name, date of birth, address history as well as your driver’s licence number and employment history.
Consumer credit information
The consumer credit information section includes:
Don't need your credit report right away? You may be eligible for a free credit report.
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Many Australians aim to save, but not many people do. Here are a few simple tips that can help you along your saving journey.
In part two of our budget-planning series, we examine how to cut costs where possible and how to execute a plan of action.