What to do if you have been declined credit
January 2016If you have been declined credit it can be a frustrating experience. Here are three simple steps you can take to find out why and to make improvements to apply in the future.
What goes into a personal credit report?
February 2016Do you know what your credit report contains? Here we outline what is included in a personal credit report.
Understanding the new credit reporting system
March 2014Comprehensive credit reporting changes mean consumer credit reports can now include ‘positive’ credit information such as if you make your credit card and loan repayments on time. Previously personal credit files could only hold ‘negative’ information like credit enquiries (applications) and defaults.
What is a credit bureau?
July 2015If you are thinking about applying for credit it's important to understand what is on your credit report. It is what lenders can look at as part of the credit assessment process.
Protecting yourself against identity theft
June 2015Identity theft can occur to anyone - at its core, it involves the perpetrator masquerading as someone else in order to steal money or access other personal details.
Managing credit history for small businesses
June 2015Anyone could potentially start up a small business - but not everyone who does will necessarily be financial experts.