If you are thinking about applying for credit it's important to understand what is on your credit report. It is what lenders can look at as part of the credit assessment process.
Identity theft can occur to anyone - at its core, it involves the perpetrator masquerading as someone else in order to steal money or access other personal details.
Anyone could potentially start up a small business - but not everyone who does will necessarily be financial experts.
Credit can be a useful tool in handling expenses and supporting cash flow, but it is important businesses exercise caution to properly manage it.
Following the announcement of the new Federal Budget, there is good news for Australian small businesses looking to upgrade their capabilities.
The allure of an interest-free deal is understandably strong, but like any form of credit, it always comes with terms and conditions, so it's important to do your research.