Not every missed payment you incur will appear on your credit file. When should you start being concerned about damaging your report?
Are you thinking of taking on the services of a credit repair company?Ensure you know what free methods are available to you before paying their expensive fees.
A good credit report is important for everything from business funding to mortgage lending. Could a bad credit report stop you from buying your first home?
Thinking about applying for a credit card? It'll pay to choose the right deal for your needs and financial situation, not just the first one you come across.
Have you struggled to create a budget that you can stick to before? It's not about restricting yourself, it's about knowing where your money is going.
Are you trying to save for a wedding but finding it tough due to bad debts hanging over your head? It'll pay to sort your finances before you set a date for the big day.