Manage and protect your credit reputation with My Credit File

Manage and protect your credit reputation with My Credit File

Get your credit report and alerts to changes in your credit file from the leading provider of credit information in Australia.

View products & services Get started

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Protect yourself

from identity theft

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Be alerted

if your credit report changes*

*Alerts are a feature of the My Credit Alert product

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Apply for credit

with confidence

200 ,000+ people use My Credit File each year
to help protect and manage their
credit reputation

How we can help you

As Australia’s leading and most comprehensive credit information company, we provide you with the most complete record of your credit history. Find out what lenders see and better manage your credit reputation.

Personal Products & Services

My Credit Alert

Need your credit report now? Subscribe to My Credit Alert for:

  • Your credit report in 1 business day
  • See what banks and lenders see
  • Alerts to certain changes on your credit report for 12 months
  • Guard against identity theft

My Credit File

Don't need your credit report right away? You may be eligible for a free credit report.

  • Despatched within 10 days
  • See what banks and lenders see

Free Credit Repair

Have you found an error on your personal credit report? We will investigate it for FREE.

Business Products & Services

Business Credit File

Get insights into how lenders view your business when applying for credit.

  • Access to credit report in 1 business day
  • Know your business' credit history
  • See what your lenders and suppliers see

Business Credit Alert

Find out how lenders view your business and protect against fraud.

  • Access to credit report in 1 business day
  • Credit alerts for 12 months
  • Guard against credit fraud

Business Credit Repair

Is something not right on your business credit report? We will investigate it for FREE.

Did you know?

39%

of Aussies expect a better deal based on their credit history

1 in 4

Australians claim to have been a victim of identity theft

20 million

is the number of credit active individuals on Veda's bureau

Blog

3 myths about your credit file

/ credit basics credit report

There are many mysteries surrounding what affects your credit score. Take a look at these three commonly believed myths that could catch you out.

Understanding your credit file

/ credit basics credit report

Your credit file is one of your greatest assets. Find out what is included on your credit report and some descriptions of key information.

3 budgeting pitfalls that no one avoids

/ credit basics personal finance

How is your 2016 budget going so far? Here are a few handy tips and tricks to avoid common pitfalls that nearly everyone encounters.

What goes into a personal credit report?

/ credit basics credit report

Do you know what your credit report contains? Here we outline what is included in a personal credit report.

Creating a realistic budget: Part 2

/ personal finance credit basics

In part two of our budget-planning series, we examine how to cut costs where possible and how to execute a plan of action.

Creating a realistic budget: Part 1

/ personal finance credit basics

Want to kick start your budgeting journey, but don't know how? Come and take a look as we break down the process into simple steps.