Manage and protect your credit reputation with My Credit File

Manage and protect your credit reputation with My Credit File

Get your credit report and alerts to changes in your credit file from the leading provider of credit information in Australia.

View products & services Get started

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Protect yourself

from identity theft

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Be alerted

if your credit report changes*

*Alerts are a feature of the My Credit Alert product

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Apply for credit

with confidence

200 ,000+ people use My Credit File each year
to help protect and manage their
credit reputation

How we can help you

As Australia’s leading and most comprehensive credit information company, we provide you with the most complete record of your credit history. Find out what lenders see and better manage your credit reputation.

Personal Products & Services

My Credit Alert

Need your credit report now? Subscribe to My Credit Alert for:

  • Your credit report in 1 business day
  • See what banks and lenders see
  • Alerts to certain changes on your credit report for 12 months
  • Guard against identity theft

My Credit File

Don't need your credit report right away? You may be eligible for a free credit report.

  • Dispatched within 10 days
  • See what banks and lenders see

Free Credit Repair

Have you found an error on your personal credit report? We will investigate it for FREE.

Business Products & Services

Business Credit File

Get insights into how lenders view your business when applying for credit.

  • Access to credit report in 1 business day
  • Know your business' credit history
  • See what your lenders and suppliers see

Business Credit Alert

Find out how lenders view your business and protect against fraud.

  • Access to credit report in 1 business day
  • Credit alerts for 12 months
  • Guard against credit fraud

Business Credit Repair

Is something not right on your business credit report? We will investigate it for FREE.

Did you know?

39%

of Aussies expect a better deal based on their credit history

1 in 4

Australians claim to have been a victim of identity theft

20 million

is the number of credit active individuals on Veda's bureau

Blog

Are you protected against credit card skimming?

/ credit report fraud & identity

There is a potential new threat to your credit report, and you might not even know it was there. How can you stay protected against credit card skimmers?

The future of Australian lending

/ credit basics credit report credit score personal finance

The face of lending in Australia is changing. Could your credit file now be the most important document to help you get a better deal?

Reserve Bank of Australia reduces payment surcharges

/ credit report personal finance

New rules from the Reserve Bank of Australia could help you stay on top of your credit card debt through the reduction of credit card surcharges.

How could you damage your credit file accidentally?

Sometimes it's obvious when you've made a mistake and damaged your credit file, but other times it isn't. Could you have accidentally harmed your file?

Is credit repair really worth it?

/ credit report credit repair

Are you thinking of taking on the services of a credit repair company?Ensure you know what free methods are available to you before paying their expensive fees.

What counts as a default on my credit file?

Not every missed payment you incur will appear on your credit file. When should you start being concerned about damaging your report?