Manage and protect your credit reputation with My Credit File

Manage and protect your credit reputation with My Credit File

Get your credit report and alerts to changes in your credit file from the leading provider of credit information in Australia.

View products & services Get started

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Protect yourself

from identity theft

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Be alerted

if your credit report changes*

*Alerts are a feature of the My Credit Alert product

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Apply for credit

with confidence

200 ,000+ people use My Credit File each year
to help protect and manage their
credit reputation

How we can help you

As Australia’s leading and most comprehensive credit information company, we provide you with the most complete record of your credit history. Find out what lenders see and better manage your credit reputation.

Personal Products & Services

My Credit Alert

Need your credit report now? Subscribe to My Credit Alert for:

  • Your credit report in 1 business day
  • See what banks and lenders see
  • Alerts to certain changes on your credit report for 12 months
  • Guard against identity theft

My Credit File

Don't need your credit report right away? You may be eligible for a free credit report.

  • Dispatched within 10 days
  • See what banks and lenders see

Free Credit Repair

Have you found an error on your personal credit report? We will investigate it for FREE.

Business Products & Services

Business Credit File

Get insights into how lenders view your business when applying for credit.

  • Access to credit report in 1 business day
  • Know your business' credit history
  • See what your lenders and suppliers see

Business Credit Alert

Find out how lenders view your business and protect against fraud.

  • Access to credit report in 1 business day
  • Credit alerts for 12 months
  • Guard against credit fraud

Business Credit Repair

Is something not right on your business credit report? We will investigate it for FREE.

Did you know?

39%

of Aussies expect a better deal based on their credit history

1 in 4

Australians claim to have been a victim of identity theft

20 million

is the number of credit active individuals on Veda's bureau

Blog

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Do you know exactly how much money you spent at Christmas, and what it was on? Australians spent a lot on their credit cards, but should you?

Choosing a credit card deal that works for you

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Thinking about applying for a credit card? It'll pay to choose the right deal for your needs and financial situation, not just the first one you come across.

Saving for your wedding with a bad credit report

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Are you trying to save for a wedding but finding it tough due to bad debts hanging over your head? It'll pay to sort your finances before you set a date for the big day.

The unexpected factors that can affect your credit history

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Do you know what information can be included on a credit score? There's more on that report than you might have thought. Is it affecting you?

Setting (and sticking to) a budget tailored to your needs

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Have you struggled to create a budget that you can stick to before? It's not about restricting yourself, it's about knowing where your money is going.

Get rid of credit card debt with these 5 simple steps

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Finding out the balance of your credit cards can be crushing, but it's not the hard part. Paying it off can be made a lot easier with these tips, however.