Manage and protect your credit reputation with My Credit File

Manage and protect your credit reputation with My Credit File

Get your credit report and alerts to changes in your credit file from the leading provider of credit information in Australia.

View products & services Get started

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Protect yourself

from identity theft

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Be alerted

if your credit report changes*

*Alerts are a feature of the My Credit Alert product

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Apply for credit

with confidence

200 ,000+ people use My Credit File each year
to help protect and manage their
credit reputation

How we can help you

As Australia’s leading and most comprehensive credit information company, we provide you with the most complete record of your credit history. Find out what lenders see and better manage your credit reputation.

Personal Products & Services

My Credit Alert

Need your credit report now? Subscribe to My Credit Alert for:

  • Your credit report in 1 business day
  • See what banks and lenders see
  • Alerts to certain changes on your credit report for 12 months
  • Guard against identity theft

My Credit File

Don't need your credit report right away? You may be eligible for a free credit report.

  • Dispatched within 10 days
  • See what banks and lenders see

Free Credit Repair

Have you found an error on your personal credit report? We will investigate it for FREE.

Business Products & Services

Business Credit File

Get insights into how lenders view your business when applying for credit.

  • Access to credit report in 1 business day
  • Know your business' credit history
  • See what your lenders and suppliers see

Business Credit Alert

Find out how lenders view your business and protect against fraud.

  • Access to credit report in 1 business day
  • Credit alerts for 12 months
  • Guard against credit fraud

Business Credit Repair

Is something not right on your business credit report? We will investigate it for FREE.

Did you know?

39%

of Aussies expect a better deal based on their credit history

1 in 4

Australians claim to have been a victim of identity theft

20 million

is the number of credit active individuals on Veda's bureau

Blog

How inaccuracies could damage your credit report

Could you have bad credit because of a mistake? We take a look at some common errors, and what you can do to get them corrected as quickly as possible.

3 things you need to look out for with your new loan

/ credit basics credit report personal finance

The world of lending can be an intensely complicated place, which is why it's so important to know how to keep your credit file safe.

What does the future hold for credit cards?

/ personal finance

The future is full of wonders - and not a little bit of science fiction. We take a look at what innovations could be set to strike the world of credit cards.

Are you protected against credit card skimming?

/ credit report fraud & identity

There is a potential new threat to your credit report, and you might not even know it was there. How can you stay protected against credit card skimmers?

The future of Australian lending

/ credit basics credit report credit score personal finance

The face of lending in Australia is changing. Could your credit file now be the most important document to help you get a better deal?

Reserve Bank of Australia reduces payment surcharges

/ credit report personal finance

New rules from the Reserve Bank of Australia could help you stay on top of your credit card debt through the reduction of credit card surcharges.