Credit Blog

Credit Blog

Find out more about credit and how you can improve your financial situation to get the things you want out of life

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Are Australians getting smarter about credit?

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New research has indicated that Australians are paying off their credit cards faster than they are accruing in new transactions.

Are you in control of your money?

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The most recent wave of results from the ASIC financial behaviour tracker has some interesting revelations: Is Australia dealing with its financial situation?

Is an interest-only home loan right for you?

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An interest-only mortgage can have benefits for certain property buyers, but is it the right option for your circumstances? Let's take a closer look.

The future of Australian lending

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The face of lending in Australia is changing. Could your credit file now be the most important document to help you get a better deal?

3 things you need to look out for with your new loan

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The world of lending can be an intensely complicated place, which is why it's so important to know how to keep your credit file safe.

What does the future hold for credit cards?

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The future is full of wonders - and not a little bit of science fiction. We take a look at what innovations could be set to strike the world of credit cards.

Reserve Bank of Australia reduces payment surcharges

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New rules from the Reserve Bank of Australia could help you stay on top of your credit card debt through the reduction of credit card surcharges.

3 budgeting pitfalls that no one avoids

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How is your 2016 budget going so far? Here are a few handy tips and tricks to avoid common pitfalls that nearly everyone encounters.

Creating a realistic budget: Part 1

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Want to kick start your budgeting journey, but don't know how? Come and take a look as we break down the process into simple steps.

Creating a realistic budget: Part 2

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In part two of our budget-planning series, we examine how to cut costs where possibleĀ and how to execute a plan of action.

How rearranging your debt could help you manage it

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Want to find a way to better manage your debt repayments? Why not try to refinance your loan or even consolidate all your debts.

Saving tips for 2016

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Many Australians aim to save, but not many people do. Here are a few simple tips that can help you along your saving journey.