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Credit Blog

Credit Blog

Find out more about credit and how you can improve your financial situation to get the things you want out of life

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Are you doing credit card management all wrong?

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Whether you need to fund an overseas trip, renovate your property, pay for school fees or just make ends meet, you’ll probably need to sign up for a credit card at some point in your life (if you haven’t already). 

What is the role of a credit bureau?

/ credit basics credit report credit score personal finance

A credit bureau helps to support responsible lending and assists consumers in understanding where they stand with their credit. Operating under the Privacy Act, a credit bureau collects, holds, uses and discloses personal and credit-related information about individuals and companies.

Saving for your wedding with a bad credit report

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Are you trying to save for a wedding but finding it tough due to bad debts hanging over your head? It'll pay to sort your finances before you set a date for the big day.

Choosing a credit card deal that works for you

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Thinking about applying for a credit card? It'll pay to choose the right deal for your needs and financial situation, not just the first one you come across.

Setting (and sticking to) a budget tailored to your needs

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Have you struggled to create a budget that you can stick to before? It's not about restricting yourself, it's about knowing where your money is going.

Are Australians getting smarter about credit?

/ personal finance

New research has indicated that Australians are paying off their credit cards faster than they are accruing in new transactions.

Are you in control of your money?

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The most recent wave of results from the ASIC financial behaviour tracker has some interesting revelations: Is Australia dealing with its financial situation?

Is an interest-only home loan right for you?

/ personal finance

An interest-only mortgage can have benefits for certain property buyers, but is it the right option for your circumstances? Let's take a closer look.

The future of Australian lending

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The face of lending in Australia is changing. Could your credit file now be the most important document to help you get a better deal?

Why do people prefer credit cards in the digital age?

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When was the last time you or someone you know used a cheque? Chances are, it wasn't all that recently. Could credit cards be replacing them?

3 things you need to look out for with your new loan

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The world of lending can be an intensely complicated place, which is why it's so important to know how to keep your credit file safe.

What does the future hold for credit cards?

/ personal finance

The future is full of wonders - and not a little bit of science fiction. We take a look at what innovations could be set to strike the world of credit cards.

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