Credit Blog

Credit Blog

Find out more about credit and how you can improve your financial situation to get the things you want out of life

How to start a new business with a bad credit report

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Ready to step into the world of business, but have a bad credit report that's holding you back? Don't fret - this guide will help you through the process.

What should you do if you're rejected for a credit application?

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Have you ever been rejected from a credit application because of your credit history? It might help to know exactly what is listed on your credit report.

What are the benefits of good cash flow in your business?

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What do you need to know about keeping your business cash flow consistent? It's vital for the continued success of your company, and it takes some planning.

How to manage your bad credit history stress-free

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Have you been stressing about your bad credit report? You'll be doing more harm than good. Start working out a way to pay off your debt and be stress-free.

What is a credit enquiry?

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If you make an application for credit, it can be listed on your credit report as a 'credit enquiry'. Credit enquiries are part of the information lenders may use and can have an impact on whether a lender accepts your application or not.

What is the role of a credit bureau?

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A credit bureau helps to support responsible lending and can assist consumers in understanding where they stand with their credit. Operating under the Privacy Act, a credit bureau collects, holds, uses and discloses personal and credit-related information about individuals and companies.

What you need to know about credit repair

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Are you thinking about working with a credit repair company? Make sure you consider all of your options and read all relevant terms before deciding!

Saving for your wedding with a bad credit report

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Are you trying to save for a wedding but finding it tough due to bad debts hanging over your head? It'll pay to sort your finances before you set a date for the big day.

How to save for your children's education

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Thinking about starting a family? You'll want a solid savings account so you can allow your children to flourish in their education.

Choosing a credit card deal that works for you

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Thinking about applying for a credit card? It'll pay to choose the right deal for your needs and financial situation, not just the first one you come across.

The unexpected factors that can affect your credit history

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Do you know what information can be included in an Equifax credit score? There's more on that report than you might have thought. Is it affecting you?

Get rid of credit card debt with these 5 simple steps

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Finding out the balance of your credit cards can be crushing, but it's not the hard part. Paying it off can be made a lot easier with these tips, however.

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