Credit Blog

Credit Blog

Find out more about credit and how you can improve your financial situation to get the things you want out of life

Can you pay off your credit card with another credit card?

/ credit repair

Have you considered paying off debts on one credit card by using another? It's possible, in a way, but it might not be the best idea in the long run.

What did Australians spend last Christmas?

/ credit score credit repair

Do you know exactly how much money you spent at Christmas, and what it was on? Australians spent a lot on their credit cards, but should you?

How to start a new business with a bad credit report

/ credit report credit repair business

Ready to step into the world of business, but have a bad credit report that's holding you back? Don't fret - this guide will help you through the process.

How to manage your bad credit history stress-free

/ credit basics credit report credit repair

Have you been stressing about your bad credit report? You'll be doing more harm than good. Start working out a way to pay off your debt and be stress-free.

How can you keep up with mortgage payments and fix your credit report?

/ credit repair personal finance

Keeping your mortgage payments on track is important for your financial stability, but what can happen if you don't? How can you manage your money accordingly?

How did you get into bad debt?

/ credit repair personal finance

You can accrue debts without even realising. What strategies can help you to ensure you're in full control of your finances, and help you to repay old debts?

What you need to know about credit repair

/ credit report credit repair

Are you thinking about working with a credit repair company? Make sure you consider all of your options and read all relevant terms before deciding!

Saving for your wedding with a bad credit report

/ credit report credit repair personal finance

Are you trying to save for a wedding but finding it tough due to bad debts hanging over your head? It'll pay to sort your finances before you set a date for the big day.

Setting (and sticking to) a budget tailored to your needs

/ credit basics credit repair personal finance

Have you struggled to create a budget that you can stick to before? It's not about restricting yourself, it's about knowing where your money is going.

The unexpected factors that can affect your credit history

/ credit report credit score credit repair

Do you know what information can be included in an Equifax credit score? There's more on that report than you might have thought. Is it affecting you?

What could automated savings do for your bank account?

/ credit basics credit repair

Finding it hard to put aside money each time you get paid? When you automate savings, the choice is no longer in your hands, but that's a good thing.

3 ways to help make yourself better with money instantly

/ credit report credit repair

Trying to be better at money management, but don't know where to start? Try these simple steps - you might find even the most experienced can learn something.

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Thanks for choosing Equifax!

An individual has the right to obtain a free copy of their credit file either personally or through an Authorised Access Seeker in the follow circumstances:

  • Once every 12 months
  • If their credit application was declined (the free credit file request must be made within 90 days from the date the application was declined)
  • If the individual has lodged a correction request and has been advised that their Equifax credit report has been corrected

If an individual does not meet the criteria, a once-off Equifax credit report is currently available for free.

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Your client is eligible for a free Equifax Credit Report.