Have you ever been rejected from a credit application because of your credit history? It might help to know exactly what is listed on your credit report.
Whether you need to fund an overseas trip, renovate your property, pay for school fees or just make ends meet, you’ll probably need to sign up for a credit card at some point in your life (if you haven’t already).
A credit bureau helps to support responsible lending and can assist consumers in understanding where they stand with their credit. Operating under the Privacy Act, a credit bureau collects, holds, uses and discloses personal and credit-related information about individuals and companies.
Keeping your mortgage payments on track is important for your financial stability, but what can happen if you don't? How can you manage your money accordingly?
You can accrue debts without even realising. What strategies can help you to ensure you're in full control of your finances, and help you to repay old debts?
Are you trying to save for a wedding but finding it tough due to bad debts hanging over your head? It'll pay to sort your finances before you set a date for the big day.
Thinking about applying for a credit card? It'll pay to choose the right deal for your needs and financial situation, not just the first one you come across.
The most recent wave of results from the ASIC financial behaviour tracker has some interesting revelations: Is Australia dealing with its financial situation?