Are Australians getting smarter about credit?
October 2016New research has indicated that Australians are paying off their credit cards faster than they are accruing in new transactions.
Could a poor credit report make it harder to buy a home?
November 2016A good credit report is important for everything from business funding to mortgage lending. Could a bad credit report stop you from buying your first home?
Choosing a credit card deal that works for you
January 2017Thinking about applying for a credit card? It'll pay to choose the right deal for your needs and financial situation, not just the first one you come across.
The unexpected factors that can affect your credit history
January 2017Do you know what information can be included in an Equifax credit score? There's more on that report than you might have thought. Is it affecting you?
Get rid of credit card debt with these 5 simple steps
January 2017Finding out the balance of your credit cards can be crushing, but it's not the hard part. Paying it off can be made a lot easier with these tips, however.
Your credit score (Equifax Score) is a number between 0-1200 that summarises the information on your credit report.
Your credit score is calculated based on the information held on your credit report at a given point in time.
Generally, the higher your credit score, the better your credit profile. Banks and other lenders can use credit scores to as part of determining whether an applicant qualifies for a loan. Your credit score can also play a part in the terms of the loan including the borrowing limit and the interest rate.
My Credit File from Equifax does not include a credit score.
You can visit Equifax and choose from a range of products that include your credit report, credit score and additional features to help manage your credit profile and protect your identity.
Find out more about Credit Reports, Scores and Credit Alerts.
You can also get a copy of your Equifax credit report for free.