Click here for further information

Manage and protect your credit reputation

Manage and protect your credit reputation

Get your credit report and alerts to changes in your credit file from the leading provider of credit information in Australia.

View products & services Get started

image description

Protect yourself

from identity theft

image description

Be alerted

if your credit report changes*

*Alerts are a feature of the My Credit Alert product

image description

Apply for credit

with confidence

200 ,000+ people use My Credit File each year
to help protect and manage their
credit reputation

How we can help you

As Australia's leading credit information company, we provide you with the most comprehensive credit record of your credit history available from a credit bureau. Find out what credit information lenders see from Equifax to help you better manage your credit reputation.

Personal Products & Services

My Credit Alert

Get your Equifax credit report and ongoing credit monitoring:

  • Your Equifax credit report
  • See what credit information banks and lenders see from Equifax
  • Alerts to certain changes on your credit report for 12 months
  • Help guard against identity theft
  • Annual subscription

My Credit File

Get your free Equifax credit report. Eligibility criteria applies.*

  • Your Equifax credit report
  • See what credit information banks and lenders see from Equifax

*You have a right to obtain a free copy of your credit file from Equifax if your credit application was declined (your free credit file request must be made within 90 days from the date your application was declined), if you have lodged a correction request and have been advised that your file has been corrected, and once every 12 months.

Request a correction

Have you found an error on your personal credit report? We will investigate it for FREE.

Business Products & Services

Business Credit Alert

Find out how lenders view your business and protect against fraud.

  • Access to credit report in 1 business day
  • Credit alerts for 12 months
  • Help guard against credit fraud
  • Annual subscription

Business Credit Report Corrections

Is something not right on your business credit report? We will investigate it for FREE.

Did you know?


of Aussies expect a better deal based on their credit history

1 in 4

Australians claim to have been a victim of identity theft

20 million

credit active individuals are on the Equifax bureau


Can you pay off your credit card with another credit card?

/ credit repair

Have you considered paying off debts on one credit card by using another? It's possible, in a way, but it might not be the best idea in the long run.

Are you getting the most out of your credit card rewards?

/ personal finance

Some credit cards offer generous rewards schemes, but are you taking advantage of the best deals? Find out how to get the most out of your card.

What did Australians spend last Christmas?

/ credit score credit repair

Do you know exactly how much money you spent at Christmas, and what it was on? Australians spent a lot on their credit cards, but should you?

How to start a new business with a bad credit report

/ credit report credit repair business

Ready to step into the world of business, but have a bad credit report that's holding you back? Don't fret - this guide will help you through the process.

How to select the right credit card as a student/millennial

Signing up for a credit card can give you the financial freedom you need to be able to afford your desired purchases, but it’s crucial that you do the groundwork to ensure that you end up with the best product for you. Doing some background research and comparing your options can ensure that you make an informed decision.

What should you do if you're rejected for a credit application?

/ credit report personal finance

Have you ever been rejected from a credit application because of your credit history? It might help to know exactly what is listed on your credit report.