Manage and protect your credit reputation

Manage and protect your credit reputation

Get your credit report and alerts to changes in your credit file from the leading provider of credit information in Australia.

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How we can help you

As Australia's leading credit information company, we provide you with the most comprehensive credit record of your credit history available from a credit bureau. Find out what credit information lenders see from Equifax to help you better manage your credit reputation.

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Free Credit Report*

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Monitor

your credit activity

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Protect yourself

against costly credit report errors

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Apply for credit

with confidence

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Be alerted

if your identity has been stolen

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Understand why

you have been denied credit

20 million credit active individuals are
on the Equifax bureau

Personal Products & Services

If you are an existing My Credit Alert customer please click here.

Authorised Access Seeker products available here.

Equifax free credit report*
 

*Eligibility criteria apply

You can get a free copy of your personal Equifax credit report:

  • if you've been declined credit in the last 90 days; or
  • had an item corrected on your Equifax credit report; or
  • once every three months

You can also order your credit report over the phone on
138 332, or mail your request to us at GPO Box 964, NORTH SYDNEY NSW 2059.

Equifax Identity Protect
 
$9.95 per month
  • x 1 Equifax Credit Report (one per year)
  • Monitor the dark web with Identity Watch1
  • Document expiry alerts2
  • Secure key and luggage tags
  • Up to $15,000 insurance with Identity Guard3
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Equifax Credit and Identity Protect
$14.95 per month
  • x 12 Equifax Credit Reports (one every month)
  • Credit alerts for changes to your report
  • Monthly Equifax Credit Score
  • Equifax Score Tracker
  • Top 4 Key Contributing Factors
  • Dark web monitoring with Identity Watch1
  • Document expiry alerts2
  • Secure key and luggage tags
  • Up to $15,000 insurance with Identity Guard3
Equifax Credit Protect
 
$9.95 per month
  • x 12 Equifax Credit Reports (one every month)
  • Credit alerts for changes to your report
  • Monthly Equifax Credit Score
  • Equifax Score Tracker
  • Top 4 Key Contributing Factors
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1Under Equifax Identity Protect - monitor 1 bank account, 1 debit/credit card, 1 Medicare card, 1 email address, 1 phone number, 2 driver licences, 2 international bank accounts, 2 passports. Under Equifax Credit and Identity Protect - monitor 5 bank accounts, 8 credit/debit cards, 2 medicare cards, 3 email addresses, 3 phone numbers, 2 driver licences, 2 international bank accounts, 2 passports.

2Document expiry alerts are available for 2 passports and 2 licences.

3Terms, conditions, exclusions and limitations apply. Click here to view the Identity Guard Insurance Policy Information Booklet

Request a correction

Have you found an error on your personal credit report? We will investigate it for FREE.
 

 

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Get help understanding credit reports

Information you need to know about credit reports, including free credit reports*.

*Eligibility criteria apply

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Thanks for choosing Equifax!

To make sure you are accessing the right product, we need you to answer the following questions.

You can get a free copy of your personal Equifax credit report:

  • if you have been declined credit in the last 90 days; or
  • if you have had an item corrected on your Equifax credit report; or
  • once every 12 months.

If you do not meet the criteria, a once-off Equifax credit report is currently available for free.

Multipage

Great news!

You are eligible for a free Equifax Credit Report.

Authorised Access Seeker Products and Services

Equifax Credit Report (Authorised Access Seeker)

Are you an Authorised Access Seeker, such as a broker, financial counsellor, debt management company or financial counsellor who has authorisation to access an Equifax credit report on behalf of an individual? If so, you can order an Equifax credit report on behalf of your client.

An individual has the right to obtain a free copy of their credit file from Equifax once every three months, or if their credit application was declined, (the request for a free credit file must be made within 90 days from the date your application was declined), or if the individual has lodged a correction request and is advised that their Equifax credit report has been corrected.

If an individual does not meet the criteria, a once-off Equifax credit report is available for the cost of $6.95 (currently available for free).

 

 

Access Seeker Corrections

Is something not right on your client’s credit report? We will investigate it for FREE.

Business Products & Services

Business Corrections

Equifax offers a free service to investigate errors on your business credit report so your business profile is correct and up to date.

Business Credit Report Corrections

Is something not right on your business credit report? We will investigate it for FREE.

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