Credit Blog

Credit Blog

Find out more about credit and how you can improve your financial situation to get the things you want out of life

Can you pay off your credit card with another credit card?

/ credit repair

Have you considered paying off debts on one credit card by using another? It's possible, in a way, but it might not be the best idea in the long run.

Are you getting the most out of your credit card rewards?

/ personal finance

Some credit cards offer generous rewards schemes, but are you taking advantage of the best deals? Find out how to get the most out of your card.

What did Australians spend last Christmas?

/ credit score credit repair

Do you know exactly how much money you spent at Christmas, and what it was on? Australians spent a lot on their credit cards, but should you?

How to start a new business with a bad credit report

/ credit report credit repair business

Ready to step into the world of business, but have a bad credit report that's holding you back? Don't fret - this guide will help you through the process.

How to select the right credit card as a student/millennial

Signing up for a credit card can give you the financial freedom you need to be able to afford your desired purchases, but it’s crucial that you do the groundwork to ensure that you end up with the best product for you. Doing some background research and comparing your options can ensure that you make an informed decision.

What should you do if you're rejected for a credit application?

/ credit report personal finance

Have you ever been rejected from a credit application because of your credit history? It might help to know exactly what is listed on your credit report.

What are the benefits of good cash flow in your business?

/ credit report business

What do you need to know about keeping your business cash flow consistent? It's vital for the continued success of your company, and it takes some planning.

What happens if you default on a loan?

What can happen if you default on a loan? Depending on what type of loan it is, you could have your goods repossessed or your power shut off.

How to manage your bad credit history stress-free

/ credit basics credit report credit repair

Have you been stressing about your bad credit report? You'll be doing more harm than good. Start working out a way to pay off your debt and be stress-free.

3 mistakes to avoid when you're paying off debts

Have you got debt hanging over your head? Paying it off takes time and patience - don't rush it and make one of these dire mistakes.

Are you doing credit card management all wrong?

/ personal finance

Whether you need to fund an overseas trip, renovate your property, pay for school fees or just make ends meet, you’ll probably need to sign up for a credit card at some point in your life (if you haven’t already). 

What is a credit enquiry?

/ credit basics credit report

If you make an application for credit, it can be listed on your credit report as a 'credit enquiry'. Credit enquiries are part of the information lenders may use and can have an impact on whether a lender accepts your application or not.