3 budgeting pitfalls that no one avoids
March 2016How is your 2016 budget going so far? Here are a few handy tips and tricks to avoid common pitfalls that nearly everyone encounters.
Celebrating a Valentine's Day that's low in cost but has plenty of heart - Part 2
February 2016In the second part of this series, we look at more Valentine's Day ideas. See how you can show your love without burning through credit cards.
Celebrating a Valentine's Day that's low in cost but has plenty of heart - Part 1
February 2016Want to create a special Valentine's Day on a budget? Try a few of these tips that are both easy on the wallet and high in sentiment.
What counts as a default on my credit file?
May 2016Not every missed payment you incur will appear on your credit file. When should you start being concerned about damaging your report?
How much of a difference does a higher credit card interest rate really make?
October 2016Are you looking at taking on a new credit card? Make sure you know exactly what you are getting yourself in for with a higher interest rate.
If you have reasonable grounds to believe you have been or are likely to be victim of fraud, you can request a ban on the disclosure of your credit reporting information to be put in place.
The initial ban period is for 21 days, but can be extended upon your written request if there are reasonable grounds with documented evidence.. This can help prevent fraudulent accounts being opened in your name. While a ban is in force, credit providers cannot see credit reporting information on your personal, public or commercial credit report without your specific written permission.
If you would like to place a ban on your Equifax credit report, please enter your details via the ban request form at www.equifax.com.au/ban.