3 warning signs that could lead to defaulting on your home loan
October 2016Missed payments are something that should be accounted for. Sometimes there are sudden factors, but knowing what to do in these instances can prevent defaulting on a mortgage.
3 ways to help make yourself better with money instantly
November 2016Trying to be better at money management, but don't know where to start? Try these simple steps - you might find even the most experienced can learn something.
Are you getting the most out of your credit card rewards?
January 2018Some credit cards offer generous rewards schemes, but are you taking advantage of the best deals? Find out how to get the most out of your card.
Can you pay off your credit card with another credit card?
January 2018Have you considered paying off debts on one credit card by using another? It's possible, in a way, but it might not be the best idea in the long run.
Once you have requested a copy of your free Equifax credit report or a My Credit Alert subscription you will receive your credit report within one business day, provided we are able to verify your identity.
Equifax Credit Report (Authorised Access Seeker)
Are you an Authorised Access Seeker, such as a broker, financial counsellor, debt management company or financial counsellor who has authorisation to access an Equifax credit report on behalf of an individual? If so, you can order an Equifax credit report on behalf of your client.
An individual has the right to obtain a free copy of their credit file from Equifax once every three months, or if their credit application was declined, (the request for a free credit file must be made within 90 days from the date your application was declined), or if the individual has lodged a correction request and is advised that their Equifax credit report has been corrected.
If an individual does not meet the criteria, a once-off Equifax credit report is available for the cost of $6.95 (currently available for free).