Credit Blog

Credit Blog

Find out more about credit and how you can improve your financial situation to get the things you want out of life

What should I do if my credit card is stolen overseas?

/ fraud & identity

While traveling you may be at a greater risk of being a victim of credit card fraud than normal. Here's a quick guide on what to do if something does go wrong. 

How much of a difference does a higher credit card interest rate really make?

Are you looking at taking on a new credit card? Make sure you know exactly what you are getting yourself in for with a higher interest rate.

The future of Australian lending

/ credit basics credit report credit score personal finance

The face of lending in Australia is changing. Could your credit file now be the most important document to help you get a better deal?

Is using a credit repair company really worth it?

/ credit report credit repair

Are you thinking of taking on the services of a credit repair company?Ensure you know what free methods are available to you before paying their expensive fees.

3 ways to keep a handle on your home loan

Looking to take on your first loan or just want to better manage your current one? Here are three potential ways to take care of your mortgage from the start.

3 credit card mistakes that might be adding to your bill

/ credit basics credit repair

Is your credit card debt racking up faster than expected? You could be the victim of one of these three common card-bearer mistakes.

Why do people prefer credit cards in the digital age?

/ credit report personal finance

When was the last time you or someone you know used a cheque? Chances are, it wasn't all that recently. Could credit cards be replacing them?

3 things to teach your children about credit awareness

/ credit report credit repair fraud & identity

Are you credit-savvy? What about your kids? Check out these three things that everybody should be teaching their children about credit safety.

How inaccuracies could damage your credit report

Could you have bad credit because of a mistake? We take a look at some common errors, and what you can do to get them corrected as quickly as possible.

3 things you need to look out for with your new loan

/ credit basics credit report personal finance

The world of lending can be an intensely complicated place, which is why it's so important to know how to keep your credit file safe.

What does the future hold for credit cards?

/ personal finance

The future is full of wonders - and not a little bit of science fiction. We take a look at what innovations could be set to strike the world of credit cards.

Are you protected against credit card skimming?

/ credit report fraud & identity

There is a potential new threat to your credit report, and you might not even know it was there. How can you stay protected against credit card skimmers?

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An individual has the right to obtain a free copy of their credit file either personally or through an Authorised Access Seeker in the follow circumstances:

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  • If their credit application was declined (the free credit file request must be made within 90 days from the date the application was declined)
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If an individual does not meet the criteria, a once-off Equifax credit report is currently available for free.

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