Credit Blog

Credit Blog

Find out more about credit and how you can improve your financial situation to get the things you want out of life

How to keep your credit file healthy while moving home

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When moving home, an integral step is to make sure you are looking after your credit report. Follow this quick guide to remove potential problems down the line.

3 myths about your credit report

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There are many mysteries surrounding what affects your credit score. Take a look at these three commonly believed myths that could catch you out.

Understanding your Equifax credit report

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Your credit report is one of your greatest assets. Find out what is included on your Equifax credit report and some descriptions of key information.

What goes into a personal credit report?

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Do you know what your credit report contains? Here we outline what is included in a personal credit report.

What will you find on your credit file?

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Not sure how to improve your credit score? Why not get a copy of your credit report.

What to do if you have been declined credit

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If you have been declined credit it can be a frustrating experience. Here are three simple steps you can take to find out why and to make improvements to apply in the future.

Making your repayments on time

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While the idea of putting through payments each month might not seem like such a big deal, credit can become a burden should you begin to fall behind.

Understanding car finance for buying a new car

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Not everyone will have the cash available to pay for a new vehicle straight away. But how can car finance impact your credit history? Here we take a closer look.

What you should know before applying for a home loan

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Taking out a home loan is common practice for many Australians, but there is a lot that goes into getting the nod from a credit provider.

Are you credit invisible?

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If you've never applied for credit before, there's a good chance you may be credit invisible. Here we look at what you should know about it. 

What is a credit bureau?

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If you are thinking about applying for credit it's important to understand what is on your credit report. It is what lenders can look at as part of the credit assessment process.

How can I manage my business credit profile?

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Credit can be a useful tool in handling expenses and supporting cash flow, but it is important businesses exercise caution to properly manage it.


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