Credit Blog

Credit Blog

Find out more about credit and how you can improve your financial situation to get the things you want out of life

Is an interest-only home loan right for you?

/ personal finance

An interest-only mortgage can have benefits for certain property buyers, but is it the right option for your circumstances? Let's take a closer look.

The future of Australian lending

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The face of lending in Australia is changing. Could your credit file now be the most important document to help you get a better deal?

Why do people prefer credit cards in the digital age?

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When was the last time you or someone you know used a cheque? Chances are, it wasn't all that recently. Could credit cards be replacing them?

3 things you need to look out for with your new loan

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The world of lending can be an intensely complicated place, which is why it's so important to know how to keep your credit file safe.

What does the future hold for credit cards?

/ personal finance

The future is full of wonders - and not a little bit of science fiction. We take a look at what innovations could be set to strike the world of credit cards.

Reserve Bank of Australia reduces payment surcharges

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New rules from the Reserve Bank of Australia could help you stay on top of your credit card debt through the reduction of credit card surcharges.

Creating a realistic budget: Part 1

/ personal finance credit basics

Want to kick start your budgeting journey, but don't know how? Come and take a look as we break down the process into simple steps.

Creating a realistic budget: Part 2

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In part two of our budget-planning series, we examine how to cut costs where possibleĀ and how to execute a plan of action.

How rearranging your debt could help you manage it

/ personal finance credit basics

Want to find a way to better manage your debt repayments? Why not try to refinance your loan or even consolidate all your debts.

Saving tips for 2016

/ personal finance

Many Australians aim to save, but not many people do. Here are a few simple tips that can help you along your saving journey.

What to do if you have been declined credit

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If you have been declined credit it can be a frustrating experience. Here are three simple steps you can take to find out why and to make improvements to apply in the future.

Understanding credit card fees

/ personal finance

Do your research carefully before signing up for your new credit card to understand any additional fees and charges, as well as your repayment responsibility.


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